UK Credit Ltd

UK Credit Limited ("UK Credit") is an unsecured lender providing loans via a variety of marketing channels to customers who are unable to get credit through more traditional means.

UK Credit differentiates itself from the majority of unsecured lenders by requiring the main applicant to have a homeowner guarantor who will step in and make payments on the applicant's behalf should they fail to make their payments.

The first "guarantor loan" was written by UK Credit in February 2010 and we now process over 1 million pounds worth of loan applications per month.

• No Fees
  Direct to lender.
• Fixed Rates
  Making it easier for our customers to budget.
• Flexible Loans
  Overpay to reduce interest and shorten the loan term.

Guarantor Loans

A guarantor loan is an unsecured loan. The applicant receives the benefit of the loan but the credit agreement is backed by a guarantee and indemnity provided by another person. This person must be a homeowner and must have a good credit history.

This means that, if at any time the debtor is unable to make repayments on their loan, the guarantor would be expected to step in and take over repayments.

The importance of evolving minds and technology is at the forefront of our culture.

• A high quality and fast end-to-end process from application to payout;
• High standards of service, delivered by our well-trained and empathetic staff;
• An affordable and accessible product;
• A strong service philosophy, adopted at all stages, with an emphasis on personal contact.

Our customers have the choice to take an initial loan of between £1,000 and £5,000 with a term of between 12 months and 60 months, the longer term only being available for larger loans.

After 12 months our customers may be given the opportunity to top up their loan to a maximum of £5,000 over 60 months if all payments have been made on time.

• Guarantor Loans Online
  
• Same Day Guarantor Loans
  
• Unsecured Loan Finder
  
• Bad Credit Loans No Brokers